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Elena Verna walks through Lovable’s decision to add credit top-ups alongside subscriptions after usage data showed builders working in unpredictable bursts, not steady monthly cycles. Forcing a recurring commitment on sporadic users was creating friction that hurt retention. A/B testing landed on a 20% markup over subscription credit rates as the sweet spot – top-ups hit 20% of bookings within a week while subscription revenue kept growing and paid retention improved 7%. The “subscribe and save” framing let both models coexist without cannibalization. Lovable isn’t alone here; Base44, Bolt, and other AI app builders are all navigating the same tension between predictable ARR and the reality that vibe-coding usage doesn’t follow SaaS consumption patterns.
