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Image used for representation purpose only. | Photo Credit: Getty Images/iStockphoto Personal loans are unsecured as lenders take risk by disbursing funds, without any collateral or guarantee. In this scenario, your credit score, which reflects past repayment behaviour, helps lenders in assessing the risk involved and taking a decision, as well as determining the interest rates in case the loan application is approved. Exhibiting strong creditworthiness generally helps borrowers get loans at better rates and terms.Along with credit score, other pertinent factors also influence the likelihood of a borrower landing an offer with the best rates.These factors include existing relationships…

Image used for representation purpose only. | Photo Credit: Getty Images/iStockphoto Do you ‘diversify’ when making lumpy investments and face many choices? Or “diversify” as you have underlying strategy to cut downside risk? Here, we discuss diversification heuristics which behavioural psychologists describe as how we behave when faced with many choices with large investment capital.Choice mattersSuppose you decide to invest ₹5 lakh in equity funds. It is highly unlikely you will invest the entire sum in a single active fund. You may want to spread the money across, say, five funds. But the funds could have overlapping stocks. Why? Most…

With regard to outflows, the outward FDI by Indian companies increased by 5.4% in January 2026 to $2.1 billion. This was, however, nearly 30% lower than the outward FDI in December 2025.  | Photo Credit: PTI Net foreign direct investment (FDI) into India contracted for the fifth consecutive month in January 2026, with outflows exceeding inflows by nearly $1.4 billion, a three-month high. The data shows this was because inflows into India fell nearly 7% while the amount repatriated out of the country nearly doubled.According to data released by the Reserve Bank of India on Monday as part of its…

At present, domestic production of liquified petroleum gas (LPG) is fulfilling about 50-60% of our domestic demand, Sujata Sharma, Joint-Secretary at the Ministry of Petroleum and Natural Gas (MoPNG) told reporters in the daily inter-ministerial briefing to discuss latest developments about the situation in West Asia Monday.“Right now, our domestic production is accounting for something in between 50 to 60% of our demand,” she stated in response to a query from reporters.Further, responding to queries about the geographies India is procuring LPG from, Ms. Sharma held the country was picking cargoes from wherever available. “We require a whole lot of…

Union Minister Ashwini Vaishnaw. File | Photo Credit: ANI Union Minister Ashwini Vaishnaw on Monday (March 23, 2026) unveiled three new initiatives aimed at strengthening India’s media, broadcasting, and digital sector and promoting the “orange economy”, or the creative economy.The creative economy includes industries where economic value is generated primarily from creativity, culture, technology, and intellectual property.The three initiatives are named the National AI Skilling Initiative in partnership with Google and YouTube through the Indian Institute of Creative Technologies (IICT); MyWAVES, a citizen creator platform on WAVES OTT; and the rollout of advanced Electronic Programme Guide (EPG) and in-built satellite…

Starc is the spearhead of DC’s bowling attack. | Photo Credit: SHIV KUMAR PUSHPAKAR Delhi Capitals head coach Hemang Badani said on Monday that Mitchell Starc’s availability for the start of IPL-19 hinges on how soon Cricket Australia (CA) issues a No-Objection Certificate (NOC) to the left-arm pacer. The 36-year-old is the spearhead of DC’s bowling attack.According to reports from Australia, Starc is unlikely to be available for the first few IPL games with CA understood to be monitoring the workloads of its premier pacers. Sunrisers Hyderabad confirmed last week that regular skipper Pat Cummins won’t be available for the…

Royal Challengers Bengaluru’s Romario Shepherd celebrates with Virat Kohli during IPL match. File | Photo Credit: PTI The Indian Premier League (IPL) 2026 season will start on March 28. Royal Challengers Bengaluru (RCB) has reached the IPL final four times (2009, 2011, 2016, 2025) and returned home with the trophy only once- in 2025.After 18 years, Royal Challengers Bengaluru won their maiden title.However, the celebrations following the historic victory were overshadowed by a tragic stampede in Bengaluru. During a large public celebration near M. Chinnaswamy Stadium, a sudden crowd surge triggered a stampede, leading to 11 deathsKnown for their strong…

Bhavika Ahire scored a century (109) and Akshaya Jadhav scalped four wickets (4/39) as Maharashtra defeated Karnataka by 75 runs in the final of the BCCI U-23 Women’s One Day Trophy in Ranchi on Sunday (March 22, 2026).After Karnataka asked Maharashtra to bat first, the latter’s innings was built on solid partnerships for the second wicket (76 runs) and the fourth wicket (63 runs).The 50-run association for the eighth wicket between Bhavika and Dnyaneshwari Patil (20 n.o.) took the score from 236 for seven to 286 for eight.Karnataka was in the chase until it was 148 for four but a…

Chepauk was wrapped in a cricketing time capsule – one where the past and the present met. The hallowed MA Chidambaram cricket ground has seen thrilling sporting clashes, thanks to it hosting some great India and Chennai Super Kings matches. But Sunday evening was about something different: celebrating what the men in yellow have meant to Chennaiites over the years.It was, in many ways, a pat on the back for the 20,000 people assembled to witness ‘Roar 26’. A sea of yellow engulfed Chepauk as passionate fans brought out the whistles — not just for this curtain raiser for the…

Chennai Super Kings Players with Actor Sivakarthikeyan during the Chennai Super Kings Roar 2026 promotional Event on March 23, 2026. | Photo Credit: R. Ragu It was a sweltering day in the city with the mercury rising to uncomfortable levels. However, it wasn’t enough to deter nearly 23,000 passionate fans from raising the fever pitch at the M.A. Chidambaram Stadium on Sunday (March 22, 2026) as they welcomed the old and current stars of the Chennai Super Kings in a glitzy event.The five-time champion took a trip down memory lane and set the ball rolling for the 2026 season of…