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Image by jcomp on Freepik A co-applicant applies for a home loan along with the primary borrower and is equally liable for repayments. Usually, close family members, such as spouse, children and parents, can be added as co-applicants. Adding a co-applicant to your home loan not only improves your home loan eligibility, but also reduces the chances of home loan rejection due to reasons such as insufficient income or high EMI/NMI ratio.The lender evaluates the income and credit profile of the co-applicant that can help you secure a lower interest rate, higher loan amount, better loan terms and individual tax…

New Delhi has shown that it is capable of shaping the world order and it can find strength amid uncertaintiesThe President of the United States, Donald Trump, has agreed to lower American tariffs on Indian goods to 18 per cent from 50 per cent. In return, if Trump is to be believed, India will reduce trade barriers and also stop buying Russian oil — and instead will import it from the US and possibly Venezuela.At first glance, this deal looks like a win for Trump, who’s been pushing hard on trade imbalances and energy dependencies. But India has become centre…

Clarifying the influence of genetic factors that increase the risk of experiencing clinical anxiety may, in the future, help us to identify people who are particularly vulnerable | Image used for representational purpose only. | Photo Credit: Getty Images Researchers have found 58 genetic variants linked to an increased risk of anxiety, suggesting that the disorder is not driven by a “single anxiety gene”.The researchers, led by those from Texas A&M University in the U.S., said that anxiety disorders are influenced by genetic variants from across the human genome, with each variant inherited subtly changing an individual’s genetic risk for…

Chief Election Commissioner Rajiv Kumar. File | Photo Credit: The Hindu Chief Election Commissioner (CEC) Rajiv Kumar on Wednesday (September 24, 2024) described the ongoing Assembly polls in Jammu and Kashmir as “history in the making”, saying people are standing in long queues outside polling booths at places where calls were once given to boycott the democratic exercise.Jammu and Kashmir Assembly elections LIVE: Second phase of polls proceeds peacefully, over 46% voting till 3 p.m.Taking to reporters, in New Delhi, as the second phase of polling was under way on 26 seats in the Union Territory, Mr. Kumar said 100%…

Image for representative purposes only. File | Photo Credit: Reuters India has added 52,537 megawatts (MW) of electricity generation from all sources combined in the ongoing financial year until January 31, the Union Ministry of Power said on Sunday (February 15, 2026). This translates to an addition of more than 11% to the total installed capacity of the country at end of the erstwhile financial year. “This [also] marks the highest ever capacity addition in a single year, surpassing the previous record of 34,054 MW achieved during FY 2024–25,” it stated. Of the total generation capacity added in the ongoing…

Nissanka brought up his second T20I hundred off just 52 balls. | Photo Credit: AP It is not often you see an Australian team walk around the field with drooping shoulders. The reaction was logical in view of what transpired at the Pallekele International Cricket Stadium in Pallekele, Sri Lanka, on Monday (February 16, 2026).Egged on by the vociferous home support, Sri Lanka trumped the Aussies by eight wickets to push them to the brink of elimination from the ICC T20 World Cup.Pathum Nissanka (100 n.o., 52b, 10×4, 5×6) and Kusal Mendis (51, 38b, 6×4, 1×6) chose precision over power…

File picture of the toy train on its way to Mathera from Aman lodge near Neral, in Maharashtra | Photo Credit: Vibhav Birwatkar The heritage narrow gauge train between the popular Matheran hill station and Neral town in Raigad district near Mumbai is set to resume service from Thursday (November 6, 2025), officials said. As a precautionary measure, the train services between Neral and Matheran were suspended from June to October, though the shuttle services between Aman Lodge, near the hill station’s entry post, and Dasturi point continued to operate, they said. Matheran, a small hill station near Mumbai that…

For a moment, Jeffrey Epstein rose like a phoenix from his ashes in his unmarked tomb at the IJ Morris Star of David mausoleum in Palm Beach, Florida, last year. Donald Trump was unnerved. Democrats and critics got fresh ammo. Tabloids had more juice.However, before the embers could turn into flames big enough to gut the president, Pam Bondi, with her unflinching loyalty and fealty to Trump, smothered them on January 30—at least, till 2028.STORY CONTINUES BELOW THIS ADThe Epstein Files Transparency (November 18, 2025) required the US attorney general (AG) to make public “in a searchable and downloadable format…

Scientists noticed that loggerhead turtles are getting smaller in size, reducing their reproductive output: smaller females produce smaller clutch sizes. | Photo Credit: Brian Gratwicke (CC BY) The spectre of climate change has come to haunt one of the ocean’s most ubiquitous — yet vulnerable — turtles: the strong-jawed loggerhead, named after its exceptionally large head. These omnivorous marine reptiles have been impacted in at least four ways by global warming. As the ocean warms and marine produce dwindle, these turtles are nesting earlier in the year, and more worryingly, they are producing fewer eggs and less often, said a new paper published in the journal Animals. And if that wasn’t enough, this sea…

Union Home Minister and BJP leader Amit Shah speaks during a public meeting for J&K Assembly elections, at Chenani, in Udhampur district, Jammu & Kashmir, on Thursday (September 26, 2024). | Photo Credit: PTI Union Home Minister Amit Shah and Uttar Pradesh Chief Minister Yogi Adityanath, addressing election rallies in Jammu on Thursday (September 26, 2024), warned of stern action against separatists and Pakistan “if they plan to disturb peaceful Kashmir”.“Those who promote terrorism will meet the same fate as that of (Parliament attack convict) Afzal Guru,” Mr. Shah said. On regional parties’ demand to restore Article 370, Mr. Shah said,…